Loan Comparison

Compare two bank offers side-by-side to uncover hidden fees, true costs, and build wealth.

Smart Sync

Link Amount & Tenure across offers.

Bank Offer A
₹10,00,000
8.5%
5 Yrs
1.0
₹0
Bank Offer B
₹10,00,000
9.0%
5 Yrs
0.0
₹0
Prepayment Simulator

Simulate paying extra towards principal every year to accelerate wealth building.

₹0
0%
Side-by-Side Breakdown
Component Offer A Offer B
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Offer A is Cheaper

You save ₹15,000 overall by choosing Bank Offer A.

Elite Financial Insights
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Wealth Creation SIP

By saving ₹0/mo on EMI, investing it at 12% return creates ₹0 in total wealth over the tenure.

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Inflation Adjusted Cost (NPV)

Assuming 6% inflation, the real value of the total loan cost is ₹0 (Offer A) vs ₹0 (Offer B).

Cumulative Cost Divergence
Amortization Breakdown (Yearly)
Year Bank Offer A Bank Offer B
Total Interest Paid Remaining Balance Total Interest Paid Remaining Balance