Tax Calculator
Analyze your take-home pay, CTC breakdown & compare tax regimes with precision.
FY 2025-26 · July 2024 Budget Rules
Enter your annual gross salary (total taxable income).
Your Profile
?Affects Old Regime basic exemption: General ₹2.5L,
Senior ₹3L, Super Senior ₹5L.
Income Details
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Total taxable salary including bonus & allowances.
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Interest, rent, capital gains etc.
Deductions (Old Regime)
?Max ₹1,50,000. Covers EPF, PPF, ELSS, LIC premiums,
home loan principal, tuition fees.
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Capped at ₹1,50,000.
?Self & family: ₹25,000. If parents are senior
citizens: additional ₹50,000. Max ₹1,00,000 total.
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?Min of: (1) HRA received, (2) Rent - 10% of Basic,
(3) 50% of Basic (Metro) / 40% (Non-Metro).
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₹
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?Max ₹2,00,000 for self-occupied property. No cap
for let-out property.
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?Additional ₹50,000 deduction for NPS contributions,
over and above the ₹1.5L limit of 80C.
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Additional ₹50,000 above Section 80C.
?Donations to approved funds. 50% or 100% deductible
depending on the institution. Enter the eligible deductible amount.
₹
?Leave Travel Allowance exemption for travel within
India. Claimable twice in a block of 4 years.
₹
?State-levied tax on salaried employees. Max
₹2,500/year. Deductible under both regimes.
Tax Saving Goal
₹0
Simulate extra tax savings in real-time.
Monthly Take-Home
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Based on New Regime
Tax Liability
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Annual tax + cess
Regime Savings
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vs. Old Regime
Monthly TDS
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Approx. employer deduction
Visual Breakdown
Tax %
0%
Comparison Summary
Recommended
New Regime
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Gross Income₹0
Std. Deduction- ₹75,000
Taxable Income₹0
Recommended
Old Regime
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Gross Income₹0
Deductions₹0
Taxable Income₹0
Year-on-Year Tax Comparison
FY 2024-25
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Previous year
→
FY 2025-26
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This year
Budget Savings
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From budget changes
Analysis complete.
Calculating your best tax strategy...
Tax Slab Reference (FY 2025-26)
New Regime (Default)
| Income | Rate |
|---|---|
| Up to ₹4 Lakh | NIL |
| ₹4L – ₹8L | 5% |
| ₹8L – ₹12L | 10% |
| ₹12L – ₹16L | 15% |
| ₹16L – ₹20L | 20% |
| ₹20L – ₹24L | 25% |
| Above ₹24L | 30% |
✦ Rebate u/s 87A up to ₹12L taxable income.
Old Regime
| Income | Rate |
|---|---|
| Up to ₹2.5 Lakh | NIL |
| ₹2.5L – ₹5L | 5% |
| ₹5L – ₹10L | 20% |
| Above ₹10L | 30% |
✦ Std. Deduction: ₹50,000 · Rebate up to ₹5L.