FIRE Calculator

Calculate your target FIRE corpus, projected early retirement age, and Coast FIRE status. All calculated instantly in your browser.

Our FIRE Calculator helps you plan your path to Financial Independence Retire Early. Calculate your target early retirement corpus across Standard, Lean, Fat, and Barista FIRE models. Built with advanced inflation-adjusting accumulation engines, it runs entirely in your browser, keeping your data 100% private.

FIRE Model Strategy
Personal Parameters
30 Yrs
18 Yrs70 Yrs
45 Yrs
30 Yrs80 Yrs
₹50,000
₹5,000₹5 Lakh
₹30,000
₹0₹5 Lakh
₹10 L
₹0₹10 Crore
Return, Inflation & SWR
12.00%
4%20%
6.00%
2%12%
4.0%
2%10%
FIRE Projections
Loading projections...
Inflation-Adjusted FIRE Corpus Needed
₹--
Target corpus in future money at retirement age
Projected FIRE Age
--
Age you cross your target corpus
Years to FIRE Timeline
--
Time needed at current savings rate
Coast FIRE Target (Today)
₹--
Amount you need invested today to compound and hit your retirement corpus without further monthly savings.
Accumulation Timeline Curve
Year-by-Year Projection Grid
Age Net Worth Target Corpus FIRE Met?

How to use the FIRE Calculator

  1. Select a FIRE Model Strategy at the top to auto-fill the target multiplier and Safe Withdrawal Rate (SWR), or adjust parameters manually.
  2. Set your Current Age and Target FIRE Age to establish your timeline limits.
  3. Adjust the sliders for your Monthly Expenses Today and your Monthly Savings Rate.
  4. Enter your Current Net Worth to include existing investments in the growth curve.
  5. Verify your expected investment rate of return and inflation assumptions. Projections will automatically calculate.

What is FIRE?

FIRE stands for Financial Independence, Retire Early. It is a movement dedicated to a program of extreme savings and investment, allowing proponents to retire far earlier than standard retirement programs permit.

Coast FIRE describes a state where you have already saved enough in retirement assets so that, even if you never save another rupee, the compounded returns of your existing investments will hit your target retirement corpus by your target retirement age. This allows you to work part-time or take a lower-paying job to cover just your living expenses.